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Current Account
Minimum Balance: Rs.5000
Saving Account
Minimum Balance: Rs. 1000
Interest Rate: 8%
NIDC Special Saving Account
Minimum Balance: Rs. 20,000
Interest Rate: 8.5%
Karmachari Bachat Account
Minimum Balance: Rs. 5,000
Interest Rate: 8.5%
Share Saving Account
Minimum Balance: Rs. 100
Interest Rate: 8%
Fixed Deposit
Minimum Balance: Rs. 20,000
| Int. payable |
@Tri-monthly |
@Maturity |
| For 3 months |
8.25% |
8.25% |
| For 6 months |
8.50% |
8.75% |
| For 1 year |
9.25% |
9.50% |
| For 2 years |
10.25% |
10.50% |
| For > 2 years |
10.75% |
11.00% |
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Industrial/Project Loan (Solo and Consortium)
- Long-Term Loan
- Mid-Term Loan
- Short-Term/WC Loan
Awas Karja/Housing Loan
Personal Loan
- Personal Business Loan
- Saral Karja (Social, Medical, Travel, Educational Loans)
- Auto Loan
- Personal OD
- Loan against Shares
Hire Purchase Loan
- Vehicle/Auto Loan
- Business Equipments Loan
We also entertain Bridge Loan, OD, Loan against FDR etc.
Interest Rates 14-16%
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