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NIDC bank

NIDC, being prominently involved for more than 50 years in the Industrial Project Financing, has now set foot in the Development Banking Sector. Centrally located in the heart of the city at Durbar Marg amidst the lush greeneries and h ...   Read More »

Standard Service Tariff

        

N.I.D.C. DEVELOPMENT BANK LTD.

Standard Tariff of Charges

S.N. Description of Services Service Charges
Customer Service Related
1. Account Close Fee
 
Free (All types of deposit accounts)
2. Good for Payment
 
NPR. 500/- per cheque
3. Cancellation of Good for Payment NPR. 200/- per cheque
4. Stop Payment of Cheque
 
NPR. 200/- per request
5. Inward Cheque Returned (due to insufficient balance only) NPR. 300/- per request to the drawer
6. Issuance of Balance Certificate
 
  • NPR. 100/-  per certificate for individuals
  • Free:  One certificate for a fiscal year for institutions
  • NPR.400/- per certificate for institutions exceeding  above exemption
7. Cheque Book Issuance against Lost Cheque Book or No Requisition Slip NPR. 200/- per request
8. Express Electronic Cheque Clearance NPR. 100/- per instrument (subject to change when NCHL makes change with this respect)
9. Dormancy Activation Charge Free
10. Duplicate FD Certificate NPR. 100/- per request
11. Issue of Account Statement Free
12. Re-issue of Account Statement 
 
Free
13. Cheque Book Request
 
Savings Accounts: Free up to 15 leaves at one time issuance and NPR 4/- per additional leaf above 15 leaves at one time issuance. When the demand of the customer is not specific, only 12 leaves will be provided.
Current Account: Free up to 30 leaves at one time issuance and NPR 4/- per additional leaf above 30 leaves at one time issuance. When the demand of the customer is not specific, only 15 leaves will be provided.
14. Cheque Clearing Fee
 
  • Free for cheques below NPR.200,000/-
  • As per the cost charged by NCHL  for cheques of NPR 200,000/- or above
Debit (ATM) Card Related
15. ATM Card Issue (New Account)  Free
16. ATM Card Re-PIN NPR. 50/- per request
17. ATM Card Re-Issue NPR. 200/- per request
18. Uncollected ATM Card/Re-PIN NPR. 50/- If not collected within 6 months
Loans Related
19. Loan Management/ Service Charge 0.50% - 0.75% of approved loans except loans against shares, bonds/debentures & fixed deposit receipts.
0.10%  - 0.35% of approved loans against shares
20. Loan Renewal/restructuring Charge 50.0% of Loan Management Fees
21. Credit Information Charge As per actual cost charged by CICL
22. Blacklisting/Delisting Charge As per actual cost charged by CICL
 
23. Pre-payment of Loans Fee 1.0% of the remaining balance of loans (Excluding loans against Shares and FDR)
 
24. Loan Commitment Charge 3.0% of the unutilized portion of the overdraft limit to be calculated and charged monthly (On an average at least 60% of the limit have to be utilized to  exempt from the commitment charge)
 

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Contact

NIDC Building
P.O.Box 10, Durbar Marg,
Kathmandu, Nepal
Phone: 977-1-4228322
Fax: 977-1-4227428
Email: nidc@nidc.org.np

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