Welcome to our bank

NIDC bank

NIDC, being prominently involved for more than 50 years in the Industrial Project Financing, has now set foot in the Development Banking Sector. Centrally located in the heart of the city at Durbar Marg amidst the lush greeneries and h ...   Read More »

Loan Scheme

Loan Against Shares

Current Interest Rate: 9.50% - 11.00%
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Saral Karja

SME Loan Current Interest Rate: 9.50%-12.00 %
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Personal Overdraft

Current Interest Rate: 10.00% - 12.00%
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Loan Against GOLD

NIDC Loan Against Gold: Interest Rate: 9.50%-11.00%
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Consortium Loan

Current Interest Rate: As Per Consortium Decision
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Bridge Loan

Current Interest Rate:9.50%-12.00%
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Commercial Over Draft

Working Capital: NIDC Commercial Over Draft Interest Rate: 9.50-11.00%
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Loan against FDR own

NIDC Loan against FDR own Interest Rate: +2.00% or Minimum 8.00% whichever is Higher
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Loan on Govt.Security

NIDC Loan on Government Bond & Security Interest Rate: +2% or Minimum 8.0% whichever is higher.
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Deprived Sector Loan

NIDC Deprived Sector Loan: a. Personal/Retail : 8.00%-11.00% b. Corporate (Class 'D' Bank & Finanacial Institution): 4.00% - 8.00%
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Energy Efficiency Program

EMI Calculator

EMI Calculator

Check E-mail


NIDC Building
P.O.Box 10, Durbar Marg,
Kathmandu, Nepal
Phone: 977-1-4228322
Fax: 977-1-4227428
Email: nidc@nidc.org.np